The way you have analyzed the issue is spot on. After so many years of marriage, I thought that I knew her better and had a number of presumptions. After she started being a hotwife, we have started chatting a lot more and I keep discovering her more. She also said that years 6 years ago when I started pestering her to be a hotwife, she found that a huge turnon, but resisted afraid that once she did it, and if that strained our relationship, there was no way to undo it. Also she has insecurities like what if her date did not find her attractive enough for sex or treated her badly or what if her family found out about it.
Now that she has settled down in this, she is growing her confidence in being a hotwife. I asked her whats the difference with our sex and what she does with her boyfriends, she said that she likes being submissive and does prefer not to be asked what to do, rather let the man tell her what to do. Also for her kissing is an integral part of having sex, without kissing she does not get aroused/hot enough. That she enjoyed having sex with the accountant the most, because he talks to her about fashion, clothes, and asks her to change during the night between sessions, takes interest in her jewelry. Also said that in hindsight we could have started earlier.
SO I asked her again, if I can see her with her boyfriend, somehow she she agreed on the first ask, to let me see her with him, making out before sex, a few days later I reminded her of that, and she agreed again, and asked me to invite the accountant again. I called him that evening, but his wife was home, so he called back next day and asked if he could book an airbnb outside the city and we meet there. SO that was it, Wife spent the saturday morning getting prepared, packing a few changes, then we went lingerie shopping, some pics attached. I picked up a bottle of scotch and small bottle of Vodka.
I got a text at 2 that he had checked in, so we headed out, met up had a few drinks and everyone was relaxed, AJ, had brought a suitcase of stuff for her, said that some of it was that he had bought for his wife, but she did not like/use it, and he had ordered the lingerie on Amazon. So my wife, spent some time trying out the new outfits, liked 1 a lot, changed into it, came back, finally he pulled her over and kissed her on the lips, then played with her boobs, I got some pics on my phone, but as it was getting steamy, my wife asked me to leave, promising that next time she will let me stay.
This was all a 6 weeks ago, today is the next date...will keep you posted.